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Moniva - Digital Wallet & Savings
Your Money, One App

Your Money, Simplified For Everyone

Moniva is the digital wallet for sending, saving, and managing money — built for how Africans actually bank.

One Wallet

Send, save, and spend from one place

Instant Transfers

Money moves in seconds, not days

Bank-Grade Security

Your money, protected around the clock

Smart Savings

Automated savings that grow with you

Moniva at work
Live In LagosTrusted by thousands of users
About Moniva

Banking that fits in your pocket

Moniva combines a wallet, savings, and transfers into one simple app. No queues, no paperwork, no stress.

  • Free instant transfers
  • Automated savings plans
  • Full control from your phone
Explore Moniva
The Problem We Solve

From frustration to money that moves with you

The Challenge

Traditional banking is slow, and saving money without discipline is even harder.

Our Solution

Moniva puts your wallet, transfers, and savings goals in one app that works with you, not against you.

What We Offer

One app. Every way to move money

Moniva handles your everyday money so you don't have to think twice.

Send & Receive

Move money to anyone, any bank, instantly.

Savings Goals

Set a goal and let Moniva save automatically.

Total Control

Freeze your card, track spend, stay in charge.

Why Choose Moniva

Moniva pays out instantly and saves automatically — most wallets only do one of those well.

Who We Serve

For everyone building their money habits

Students, workers, and hustlers — Moniva grows with your income.

Students Young Professionals Freelancers Families Savers
Customers of Moniva
Ready When You Are

Your wallet is waiting

Download Moniva and take control of your money today.

Get In Touch

Let’s talk

Call Us

+234 801 000 0002 (Sample)

Email Us

hello@moniva.com

Visit Us

22 Freedom Way, Lekki Phase 1, Lagos, Lagos State, Nigeria

Business Hours

Mon – Sat, 8am – 6pm